Speaking to ITV, cited by The Anfield Talk, the pundit used Liverpool duo Trent Alexander-Arnold and Andy Robertson as examples of what Gareth Southgate is lacking.
Neville honed in on Chelsea and Man United full-backs Reece James and Luke Shaw in his criticism after England were held to a 0-0 stalemate by Scotland.
“Liverpool have not had a creative midfield over the last four years with Fabinho, Henderson and Wijnaldum but they still created chances from wide with Trent Alexander-Arnold and Andy Robertson. James and Shaw didn’t do that,” he said.
A draw will see both sides progress to the next stage of the tournament, but a loss for the Three Lions would offer Croatia and Scotland a golden chance to eliminate Harry Kane and co.